Devendra Kumar Malhotra

Most business owners treat insurance like a routine expense. They buy a policy, pay the premium every year, and hope they never have to use it. But that approach leaves a lot of businesses either paying for coverage they don’t need — or exposed in ways they haven’t considered. This…

In many organizations, fixed assets sit quietly on the balance sheet for years without being physically checked. Machinery keeps running, laptops get transferred, furniture shifts floors, vehicles change departments — but the asset register often stays untouched. Over time, this gap between records and reality grows wider. That’s where Fixed…