Devendra Kumar Malhotra

Every business owner thinks they know how their business is doing. They look at sales numbers, talk to a few team members, and assume things are on track. But sales numbers alone don’t tell you whether your processes are leaking money, whether your pricing is off, or whether you’re about…

Most people hear about an IPO from a friend, a WhatsApp group, or a YouTube thumbnail screaming “1000% returns.” They open a Zerodha account, apply for 1 lot, and then wait — half nervous, half excited — for allotment day. Some get lucky. Most don’t — at least not immediately.…

Ask any banker in India what’s the first thing they check before sanctioning a project loan. Nine out of ten will say the same thing — show me the DPR. A Detailed Project Report is essentially the complete story of your project on paper. Where the money’s going, where it’s…

Ask ten business people what “due diligence” means and you’ll probably get ten slightly different answers. Some will say it’s a financial audit. Others think it’s just legal paperwork. In reality, due diligence is much broader — and far more important — than either of those. At its core, due…

India has seen consistent deal activity over the past decade across technology, pharma, infrastructure, and manufacturing sectors. Publications like The Economic Times and Business Standard regularly report strong quarterly deal values. What they rarely cover is how many of those transactions quietly fall apart — because preparation was poor or…